:root{
  --primary:#0d47a1;
  --primary-dark:#08306f;
  --accent:#f5b301;
  --text:#1f2937;
  --muted:#6b7280;
  --bg:#f5f7fb;
  --white:#ffffff;
  --border:#d8dee9;
  --success:#0f766e;
  --danger:#b91c1c;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  font-family:Arial,Helvetica,sans-serif;
  color:var(--text);
  background:var(--bg);
  line-height:1.6;
}
a{color:var(--primary);text-decoration:none}
a:hover{text-decoration:underline}
.header{
  background:var(--white);
  border-bottom:1px solid var(--border);
  position:sticky;
  top:0;
  z-index:50;
}
.nav{
  max-width:1180px;
  margin:0 auto;
  padding:14px 18px;
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:20px;
}
.brand{
  display:flex;
  flex-direction:column;
  gap:2px;
}
.brand strong{
  color:var(--primary-dark);
  font-size:19px;
  letter-spacing:.2px;
}
.brand span{
  font-size:12px;
  color:var(--muted);
}
.menu{
  display:flex;
  flex-wrap:wrap;
  align-items:center;
  gap:14px;
  font-size:14px;
}
.menu a{
  color:#111827;
  font-weight:600;
}
.menu .cta{
  background:var(--primary);
  color:#fff;
  padding:9px 14px;
  border-radius:8px;
}
.hero{
  background:linear-gradient(135deg,#0d47a1,#071e49);
  color:#fff;
  padding:70px 20px;
}
.hero-inner{
  max-width:1180px;
  margin:0 auto;
  display:grid;
  grid-template-columns:1.2fr .8fr;
  gap:32px;
  align-items:center;
}
.hero h1{
  font-size:42px;
  line-height:1.15;
  margin:0 0 16px;
}
.hero p{font-size:18px;color:#e5e7eb}
.badge{
  display:inline-block;
  background:rgba(255,255,255,.14);
  border:1px solid rgba(255,255,255,.25);
  border-radius:999px;
  padding:7px 12px;
  font-size:13px;
  margin-bottom:16px;
}
.card{
  background:var(--white);
  border:1px solid var(--border);
  border-radius:14px;
  padding:24px;
  box-shadow:0 8px 24px rgba(15,23,42,.07);
}
.hero .card{color:var(--text)}
.container{
  max-width:1180px;
  margin:0 auto;
  padding:42px 18px;
}
.grid{
  display:grid;
  grid-template-columns:repeat(3,1fr);
  gap:18px;
}
.grid-2{
  display:grid;
  grid-template-columns:1fr 1fr;
  gap:22px;
}
.service-card h3{margin-top:0;color:var(--primary-dark)}
.btn{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  border:0;
  border-radius:9px;
  padding:12px 17px;
  font-weight:700;
  cursor:pointer;
  text-decoration:none;
}
.btn-primary{background:var(--primary);color:#fff}
.btn-primary:hover{background:var(--primary-dark);text-decoration:none}
.btn-outline{
  background:#fff;
  color:var(--primary);
  border:1px solid var(--primary);
}
.section-title{
  margin-top:0;
  font-size:30px;
  color:#111827;
}
.legal-page{
  max-width:980px;
  margin:34px auto;
  background:#fff;
  border:1px solid var(--border);
  border-radius:14px;
  padding:34px;
}
.legal-page h1{color:#111827;margin-top:0}
.legal-page h2{color:var(--primary-dark);margin-top:30px}
.notice{
  border-left:4px solid var(--primary);
  background:#eef4ff;
  padding:14px 16px;
  border-radius:8px;
}
.table{
  width:100%;
  border-collapse:collapse;
  margin:18px 0;
}
.table th,.table td{
  border:1px solid var(--border);
  padding:11px;
  text-align:left;
}
.table th{background:#f3f6fb}
.form-row{
  display:grid;
  grid-template-columns:1fr 1fr;
  gap:14px;
}
label{display:block;font-weight:700;margin-bottom:6px}
input,select,textarea{
  width:100%;
  border:1px solid var(--border);
  border-radius:9px;
  padding:12px;
  font:inherit;
  background:#fff;
}
textarea{min-height:120px;resize:vertical}
.error{
  color:var(--danger);
  font-size:13px;
  display:none;
  margin-top:5px;
}
input.invalid,select.invalid,textarea.invalid{
  border-color:var(--danger);
  background:#fff7f7;
}
.summary{
  background:#f8fafc;
  border:1px solid var(--border);
  border-radius:12px;
  padding:18px;
}
.summary-line{
  display:flex;
  justify-content:space-between;
  gap:14px;
  border-bottom:1px dashed #cbd5e1;
  padding:8px 0;
}
.summary-line.total{
  border-bottom:0;
  font-size:20px;
  font-weight:800;
  color:#111827;
}
.footer{
  background:#0b1220;
  color:#fff;
  margin-top:40px;
}
.footer-inner{
  max-width:1180px;
  margin:0 auto;
  padding:28px 18px;
  display:grid;
  grid-template-columns:1.2fr .8fr;
  gap:24px;
}
.footer a{color:#fff;text-decoration:underline}
.footer-links{
  display:flex;
  flex-wrap:wrap;
  gap:10px 16px;
}
.cookie-banner{
  position:fixed;
  left:18px;
  right:18px;
  bottom:18px;
  background:#fff;
  border:1px solid var(--border);
  box-shadow:0 10px 35px rgba(0,0,0,.18);
  border-radius:14px;
  padding:18px;
  z-index:200;
  display:none;
}
.cookie-actions{
  display:flex;
  flex-wrap:wrap;
  gap:10px;
  margin-top:12px;
}
.cookie-panel{
  display:none;
  background:#f8fafc;
  border:1px solid var(--border);
  border-radius:10px;
  padding:12px;
  margin-top:12px;
}
.small{font-size:13px;color:var(--muted)}
@media(max-width:900px){
  .hero-inner,.grid-2,.footer-inner{grid-template-columns:1fr}
  .grid{grid-template-columns:1fr 1fr}
  .hero h1{font-size:34px}
}
@media(max-width:640px){
  .nav{align-items:flex-start;flex-direction:column}
  .menu{width:100%;gap:10px}
  .grid,.form-row{grid-template-columns:1fr}
  .hero{padding:46px 18px}
  .hero h1{font-size:29px}
  .legal-page{margin:18px;padding:22px}
}